Taking the Plunge: Baby, House, and Zero Cash - A Freelancer’s Leap

This year isn’t for the faint of heart. We’re expecting a baby, bought a new house (goodbye, savings!), and secured a mortgage – all while being self-employed freelancers. Is this the picture of financial stability?

Absolutely not. But it’s our reality, and we’re diving in headfirst.
Adding a tiny human to the mix is thrilling and terrifying in equal measure. Forget sleep schedules; we’re embracing the "caffeinated zombie fueled by love (and maybe a hint of desperation)" lifestyle. As for the house, let’s just say our bank accounts took a bigger hit than a toddler on a birthday cake. But hey, at least there’s ample space for the little one to "explore" (read: wreak havoc).

The kicker? We’re both freelancers, which means our income fluctuates like a seesaw on a windy day. Yeah, the security blanket of a traditional paycheck is nowhere to be seen. But we’re adaptable, resourceful, and fueled by enough caffeine to power a small village, so bring on the uncertainty!

Are we crazy? Maybe. Financially responsible? Definitely not. But this wasn’t a whim. We planned, budgeted (okay, maybe more hoped than budgeted), and prepared ourselves for the financial roller coaster ahead. We believe in our skills, our hustle, and most importantly, in the crazy, beautiful…